Position Summary
This role is responsible for monitoring the Sales and Services Manager (SSM/CO), providing on-the-job coaching and development of loans; as well as ensuring the smooth daily operations and lending activities of the branch.
Job Responsibilities
- Exercise direct supervision over SSM and loans solicited by them.
- Review loan applications brought by SSM.
- Present credit case to Credit/Risk Committee for further approval of the loan.
- Provide on-the-job coaching and development of loan assessment skills of SSM.
- Assist SSM in handling their difficult collection cases.
- Review the loan portfolio of the branch on a regular basis.
- Coordinate with the Head Office Recovery and Legal team to recover the default loan if any.
- Monitor customer repayment and manage follow-up for a timely loan repayment.
- Ensure full compliance with Prince Bank’s lending policies & procedures and with audit recommendations.
- Perform other tasks assigned by the line manager.
Job Requirements
- Bachelor’s degree in finance and banking or other related fields.
- Able to use English or Chinese is a plus.
- Minimum 3 years of experience in branch management in the banking or MFI sector.
- Proactive, flexible, and a good team player.
- Result-driven and passion to succeed.
- Integrity, confidentially, and willing to work in a flexible time.
- Strong interpersonal, leading team, and communication.
- Ability to think creatively and innovatively.
