UnionPay
Debit Classic
Features & Benefits
- Make purchases at millions of international merchant outlets
- Set up an auto-payment method by direct debit
- Flexible payment options: full or minimum amount
- View paperless statements via email or through mobile banking
- Optional payment channels: Prince Bank ATMs, branch banking, or mobile banking
- Multiple transaction options: in-store purchases, dining at restaurants or online purchases
- Interest-free period of up to 45 days for purchase transactions
Fees & Charges
Fees and Charges in USD | Classic |
---|---|
New Card Issuance | Free |
Primary Card Annual Fee | $5 |
Supplementary Card Annual Fee | $5 |
Card Re-issuance (lost/damaged) | $5 |
Card Re-issuance (expired or bank's error) | Free |
Minimum Credit Limit | $5,000 |
Interest for Cash Advance | 18%/year |
Interest for purchasing (partial or late payment) | 18%/year |
DPP (Deferred Payment Plan) Installment for purchase | 12%/year |
Foreign Currency Conversion Fee | 2% |
Late Payment Fee | 5% or min $20 |
Duplicate Statement Fee | $2 |
Incorrect Chargeback Fee | $5 |
Re-issue PIN | Free |
Minimum monthly repayment amount | $25 min or 10% statement balance |
Cash Advance (Prince and Non- Prince Bank-ATM/POS) | 2% or min $5 |
PIN Change | Free |
Balance Inquiry | Free |
POS, Online, Tap & Pay (Non-Prince Bank) | Free |