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Credit Platinum
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Features & Benefits
Special Offers
- Free access airport lounge service with 6 times per year (VIP Lounge locations)
- Loyalty Program
- Get 60% off daily on your movie ticket purchase at Major Cineplex by Smart (Details T&C on Movie Ticket types)
Fees & Charges
New Card Issuance | Free |
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Primary Card Annual Fee | $150 |
Supplementary Card Annual Fee | $100 |
Card Re-issuance (lost/damaged) | $5 |
Card Re-issuance (expired or bank's error) | Free |
Minimum Credit Limit | $5,000 |
Interest for Cash Advance | 18%/year |
Interest for purchasing (partial or late payment) | 18%/year |
DPP (Deferred Payment Plan) Installment for purchase | 12%/year |
Foreign Currency Conversion Fee | 2% |
Late Payment Fee | 5% or min $20 |
Duplicate Statement Fee | $2 |
Incorrect Chargeback Fee | $5 |
Re-issue PIN | Free |
Minimum monthly repayment amount | $25 min or 10% statement balance |
Cash Advance (Prince and Non- Prince Bank-ATM/POS) | 2% or min $5 |
PIN Change | Free |
Balance Inquiry | Free |
POS, Online, Tap & Pay (Non-Prince Bank) | Free |
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